Yes. It’s what we specialise in. We are set up with every fair and bad credit car finance provider in the U.K. to give us the maximum chance of getting car finance approved for you.
No deposit car finance is simply just a finance company lending you the whole amount you need to purchase a car. That way, you can save your spare funds to cover your insurance, road tax etc.
All you need to do to apply for no deposit finance, is fill out an application and let us use our soft search application form to send your application to all of our finance providers to find you the best deal for your personal credit rating.
Possibly. The only way to know if you’re going to be approved with fair or bad credit is to apply. Don’t worry though, we use soft searches only so there is no impact on your credit score.
Absolutely! The fair and bad credit car finance providers in the U.K. are experiencing an all time high demand for no deposit car finance which keep the market for zero deposit car finance very competitive.
No. There is no such thing as guaranteed car finance and any advertising for this is misleading you.
The closest alternatives to Guaranteed Car Finance are companies like ourselves that are set up with every bad credit car finance provider in the U.K.
Yes we do. This is our specialty. We will also find you the lowest APR available to your personal credit rating.
Absolutely. Once you’ve applied, we’ll submit your application using our Soft Search application form to every fair and bad credit car finance provider to ensure we find you the lowest possible APR for your personal credit score.
If you use an independent credit reference agency (such as Clearscore, Experian or Credit Karma) then you will know what your credit score is. However, in the World of fair and bad credit car finance, every car finance provider uses their own credit scoring system. This means that you could have a credit score of 400 on Clearscore but still get an average credit finance approval through ourselves. The only way to know whether you’ll be approved or what rate you qualify for is to apply online.
If you are approved for bad credit no deposit finance, we’ll get back to you with your approval details and discuss car options with you.
Of course! Paying a deposit or part exchanging your car is a great way to reduce the amount you need to borrow. In doing this, you will reduce your weekly or monthly payments as well as reducing the total interest charge. Once you have been approved for zero deposit car finance, we can discuss various deposit amounts, different cars you are interested in and go through different repayment terms to find the right arrangement for you.
It can help a finance company to find your application more attractive if you have a deposit of £500 or more, this reduces the risk for them as well as reducing your weekly or monthly repayments.
